Unlock your dream home: build new with just a 2% deposit


Don't miss out on this incredible opportunity. Building your dream home with a tiny deposit is now within reach. Make the move to homeownership today. SA Housing Centre has partnered with KeyStart Finance to make your home ownership dream a reality with HomeStart’s ground-breaking 2% deposit home loan on new-build homes.

HomeStart also waives the standard Lenders Mortgage Insurance that many commercial lenders will insist on if buyers don’t have a 20% deposit – saving you in excess of at least $10,000 (based on the deposit for the current median house price in metropolitan Adelaide).

Another bonus is that eligible buyers can benefit from the South Australian Government’s first homeowner’s grant as well as its abolition of stamp duty on new homes for first-time buyers that are valued up to $650,000 or on vacant land up to $400,000 to build a new home.

Even better, there are no mortgage repayments for the first nine months or until your home is built, whichever comes first.

Here's why this is your golden ticket to homeownership:

  • Slash the Savings Goal: Forget the traditional 20% deposit. With just 2% down, you can finally get your foot on the property ladder. This could save you tens of thousands of dollars and years of saving.
  • No Lenders Mortgage Insurance (LMI): This fantastic offer also eliminates the need for LMI, which typically adds a significant cost to your loan. That's even more money in your pocket.
  • Build Your Dream: Unlike established houses, building new allows you to design a home that perfectly suits your lifestyle and needs. Imagine open-plan living, modern features, and a space that reflects your lifestyle and family.
  • Government Support: In addition to the incredible offer, you can also benefit from the South Australian Government’s First Home Owner Grant and stamp duty concessions for new builds. These additional savings make owning a brand-new home even more affordable.

At the SA Housing Centre, our aim is to make building your new home a breeze for you.

  • Expert Guidance: Our team of experienced consultants will walk you through every step of the process, from securing your home finance to finding the perfect block of land and dream home to suit you, ensuring it's a smooth and stress-free journey.
  • Wide Range of Designs: Choose from our selection of stylish, modern and functional home designs to suit your budget, lifestyle and taste.
  • Quality Inclusions: At SA Housing Centre, affordable home ownership doesn’t mean you only get the basics. We include more of what other builders don't such as 2700mm high ceilings and robes in all bedrooms.
  • Our Support: You don’t have to start the repayments on your new home until you move in. So you save even more.

*Eligibility criteria, terms and conditions apply. Fees and charges are payable

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